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Bal received his B.A. from the University of Delhi. After graduating, he sold automotive parts. Through his work, he encountered someone adjusting a claim on a truck. Intrigued, he learned more about adjusting and soon decided it was the career for him. He hasn’t looked back since.


After moving to Canada in 2007, Bal earned his Chartered Insurance Professional (CIP) designation from the Insurance Institute of Canada. More recently, he completed the courses necessary for his Water Damage Restoration (WRT) designation.


Bal will continue to work toward his goals without letting a fear of failure stand in his way—something he feels everyone should do. His mantra of success is “I believe that you can win if you want.”




The personal side

Bal lives with his wife, their daughter and their cat. He enjoys going on long drives with his family and hiking along mountain trails. In his spare time, he reads books that motivate him to achieve more. His favorite book is The Monk Who Sold His Ferrari: A Fable About Fulfilling Your Dreams and Reaching Your Destiny by Robin S. Sharma.

Balvinder Cheema, BA, CIP, WRT

Branch Manager Brampton/Peterborough

Executive Adjuster

Balvinder Cheema is both an executive adjuster and the branch manager of two DSB Claims locations: Brampton and Peterborough. After dealing with claims for twenty-five years, he knows the process well and, equally importantly, he understands how to explain it to clients in a way that will put them at ease. He believes in a personal handling of claims, and that no claim is difficult if it’s done right.



Key strengths & specialties

  • All lines fully licensed adjuster
  • Completed CIP and WRT certification
  • Computer Skills, including Digital Imaging, MS Office, and PowerPoint
  • Trilingual (English, Hindi and Punjabi)


You won’t find him procrastinating. He believes in getting things done the right way and at the right time. This means that he’ll deal with a claim immediately, whenever it comes to him.


He also believes in explaining complicated issues correctly the first time. To him, if clients are confused regarding the claims process, it’s a sign that matters weren’t explained to them well. He strives to use concise, plain language to avoid misunderstandings.


Do the job, do it immediately, and do it correctly—that’s his approach to adjusting.



Fun facts

Claims Adjusting Specialty:

Personal and Liability


Claim to Fame:

All lines adjuster


Defining Career Traits:

Handles mostly residential and commercial claims


Most Surprising Claim Experience:

An insured was irate because a toilet malfunction had flooded her home with sewage during the holidays. Bal hurried over and was surprised to find her calm and thankful now help had arrived.


Favorite Canadian Destination:

Blue Mountain Resort in Ontario and Banff, Alberta


Unexpected Hobby:

helping wife with household chores


How to Contact Balvinder:

Phone: 647-622-9674

Email: balvinder.cheema@dsbclaims.com




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